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I never had any kind of a safety net myself -- I paid $25 a week rent to live at home from the time I was fourteen. But I also know that when I was fourteen or fifteen I had only the vaguest notion of what I expected to do with my life -- the idea of "the rest of your life" was just a nebulous thing that I knew was there, and while I had ideas of what I thought I'd do or that I hoped I'd do, they were the ideas of a kid, not the ideas of an adult. The idea of someone that age having sufficient self-awareness to be able to form a solid vision of what they want to do for the next sixty or seventy years, and to be able to act on it, is rather unrealistic.
Science tells us that the parts of the brain that control "common sense" aren't fully formed until the person is in their mid-twenties, at the earliest. Whether this has changed thru evolution or if it's just the hormones in the drinking water is for someone else to debate, but it certainly seems to be a scientific consensus. The question is, are we evolving as a society to the point where we can effectively meet the challenges of that reality?
I don't know and - as my post showed - I'm really split on this. Is it realistic to wait until someone is in their mid-twenties to make these decision? Maybe. Many in the past have chosen well - college / trade / etc. - after high school and many haven't. I had no idea of what I really wanted, but I knew I had to earn a living and had seen enough to know that I wanted to do something with the possibility of upside.
I went into college not knowing - came out with some direction but nothing concrete - but as noted above, did get a lot of really valuable exposure to ideas, learned how to study, acquired research skills and general discipline (completing assignments, writing papers, etc.) out of college. And it wasn't until I was well into my career that I really took control of it and started steering it how I wanted it to go. Then, when the horse got shot out from under me - as it did several times - I re-invented myself and redirected my career - so no matter what happens in your teens and early twenties, there will be opportunities - chosen or forced on you - to change course later in life.
One of my favorite stories is a friend of mine's dad who always wanted to be an architect - he owned a small manufacturing business - who, when he sold the business and retired (not for a lot and needed to earn some money to augment his retirement income), took some courses in computer program design for architecture (I don't know more) and started working for an architecture firm doing the nuts and bolts design plans. He was very good at it, got hired away by another firm and ended up working for ten more years make okay money and loving his new job. Nothing is set in life / change can happen, but everyone has to do it for themselves.
I do think it is unfair to "sell" kids on the idea that college is a "ticket" to secure success. But maybe the unfortunate answer is kids / late teens do have to make some early and important life decisions - ready or not - and some will and some won't get it right. Maybe it's up to the parent to be mature enough to at least try to prevent their kid from making a horrible choice - huge college debt when the kid is still just a partier. I have seen too much to feel confident in having a "this is the right or wrong way" answer.