You know you are getting old when:

[Zombie_61]

I got my first contactless card just a few months ago. I resisted for a long time (I don't think it's as secure, tbh, given it only rarely asks for a pin number instead), but the tech has become so normal here that it became too inconvenient to avoid. I do keep it in my wallet next to an rfid inhibitor, though, and experimentation has proven that is effective. I expect the next move will be that there won't be an insert option. I think swipe and sign has been phased out entirely now here; I couldn't honestly tell you from memory whether new cards still have a magnetic strip now.

My real hope is that we keep physical cards long term: I have to use my phone for payments on a work project, but only on that work phone which I don't carry day to day. The idea of having *everything* on my phone leaves it all so vulnerable it gives me the heebie jeebies.

After a point, we here in the U.S. (or at least in California) weren't given a choice--if you want the ATM/Debit card, it comes with the chip. Period. I also have one of those RFID cards in my wallet, but I'm not convinced it does much good; just because my Debit card hasn't been hijacked yet doesn't mean it's actually secure and safe; I'm certain the thieves of the world have methods and tools at their disposal that I don't yet know about.