MrNewportCustom
Call Me a Cab
- Messages
- 2,265
- Location
- Outer Los Angeles
Joie DeVive said:My personal policy is that if I don't have the cash to pay for it, I just don't buy it. That can be hard sometimes, but I've seen too many people really struggling to get out from under credit-card debt. It can be a pretty big monster to tame if it gets out of control.
Exactly! I got my first credit card at 21. I finally got out of debt ($21,000) two years ago, at the age of 42. Half my life in crushing debt!
Buy when you have money, wait when you don't. But always, always pay your bills first.
After reading scotrace's post, I noticed something in my life: I sometimes got two or three credit card offers in my mailbox a DAY back when I had credit cards and debt. Now I get fewer than that in a MONTH!
Lee