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I didn't even know Homburgs could be worn formally? What type of occasions are they acceptable, and are formal homburgs only limited to black?
In the strictest terms, a black Homburg is the proper hat for a dinner suit/tuxedo. Black is the most conservative color and the only one "correct" for black tie. A black top hat is correct for formal attire/white tie.
Other colored Homburgs (gray) are more versatile and great when paired with business attire when you want to add some gravitas. They are usually more conservative than a fedora.
As dress codes and social rules have relaxed there are more options available today. Homburgs can be worn more informally and most people do not wear hats at all with formal or semi formal attire.
I think a black homburg is a hat with very limited usefulness, but there is no replacement for a black homburg when the situation calls for one. Still, there are others who wear them casually, and wear them well.